• Older people are too often the target of financial scams and money-focused manipulation.

    We've seen this all too often: Joey wanted to cash a large check from his grandmother's account. A bank employee called his grandmother, Joyce, who said her husband had recently died and that her grandson was helping out. Further review of Joyce's account revealed expenses for electronics, auto accessories, and adult entertainment. Joey was not using the money for his grandmother's benefit.

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  • A reverse mortgage can really turn things around for seniors who are struggling to get by. But, when does (and doesn't) it make sense to cash in on your home equity?

    As one of my friends puts it, "There's nothing worse than being old -- except being old and being broke."

    It's a simple fact: As we live longer, we may find ourselves outliving our savings accounts. Pensions and social security often don't keep up with inflation, and then there are the kids who need help, the new roof, the prescriptions not covered by medical insurance, and all those other expenses that keep coming long after a regular paycheck has stopped fattening the savings account every month.

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  • Piggy Bank

    Saving for your child's future ... or yours: Which takes priority?

    Q: I am worried about saving money for retirement while planning expenses for my children's college years. Is there a way to do both?

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  • Considering a living trust? What about a will? Do you need both? 

    There are many benefits to having a living trust but, as with any legal document, it requires careful planning. In this article, you'll learn exactly what a living trust is, and explore five basic steps you should consider when establishing your own living trust.

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  • Dealing with disasters

    Tips for dealing with the immediate shock and facing the challenges.

    Disasters affect us for months, and live in our memories for years. For those who lost homes due to fires, floods, tornadoes, landslides, hurricanes or other so-called natural disasters, life will never be the same.

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